Here is a good one. My neighbor had part of a large tree hit his roof in one of this past summer's thunderstorms. Damage was not severe but there is a hole in the roof and some interior damage due to water and such.
Yesterday he got a letter from his insurer stating that he must at his own expense remove all limbs and trees that are over his home or can potentially fall on his house in a windstorm. To be verified by one of their agents. If he does not comply then they are threatening to cancel his policy.
Well, our neighborhood is thickly laden with 100 year old oak trees a few of which are in his yard. Anyone of these trees could potentially fall on his house-not to mention any number of trees in his adjoining neighbor's yards. Does this mean he will have to denude his whole yard of these precious trees? Talk about a load of crap. If they can do it to him they then can do it to all of us. There may be 100 old oak and popular trees in my immediate neighborhood that have the chance to hit one the homes there.
Stay tuned to see how this one plays out.